We help you achieve your home ownership dreams without the stress
Home & Property Loans
Owner-occupied
First-home buyers
Investment loans
Residential, commercial & bridging loans
Refinancing
Lower your rate
Access more suitable loan products
Commercial & Business Finance
Short-term & long-term loans
Business loans & lines of credit
Asset Finance
Cars
Equipment & machinery
Buyers Agent, Insurance and Conveyancing Referrals
Building
Health
Life, trauma & income protection
SV Mortgage & Finance is a specialist Australian mortgage broker providing home loans and commercial lending solutions across Australia. We help clients secure the right loan—without stress or confusion.
The Australian home loan market is constantly changing, with regular updates to interest rates, lending policies, and lender requirements. As MFAA and CAFBA accredited professionals, we stay up to date through ongoing research and compare options across 70+ lenders to deliver solutions that genuinely suit your goals. Backed by strong demonstrated project management experience and service delivery excellence, we manage every step of the loan process—from initial consultation to settlement and beyond—with clarity and care.
MFAA & CAFBA accredited | Independent mortgage guidance | Client-first solutions

Understand your goals & situation

Research options across 70+ lenders

Clear guidance & manage application

We coordinate approval to settlement

Ongoing guidance as rates change
I couldn’t be more impressed with the service from Rao Vutukoor. He was professional, knowledgeable, and went above and beyond, even outside standard hours, to ensure everything ran smoothly. As a first-time home buyer, he explained every detail clearly and made the entire process stress-free and straightforward.
Rao is an experienced and highly knowledgeable broker. His systematic approach, combined with years of expertise, makes the entire process smooth, enjoyable, and stress-free. I highly recommend Aussie Home Loans, and Mr. Rao will definitely add value to your journey if you have the opportunity to work with him.
Rao handled my complex refinance with professionalism and exceptional responsiveness. He secured a far better interest rate and kept me informed every step of the way. His dedication and deep knowledge made the process stress-free, and I’m very glad I chose him.
Rao Vutukoor demonstrated exceptional professionalism and expertise, consistently going above and beyond to help us achieve our dream of home ownership. His commitment was evident as he kept us informed at every stage, making the process smooth and reassuring. We deeply appreciate his dedication to getting us into our home.
Rao is great—nothing is ever too much for him. He will come to your home, explain how refinancing works, deliver all the necessary documents, and guide you through the entire process step by step, always with patience. And if you’re not a computer wizard, Rao is definitely your man. He’ll present several options and help you choose the one that’s best for you. Thank you, Rao, for all your help.
— Chris and Kinga
I am so grateful to Rao for all his help in organizing my mortgage. He was completely committed to assisting me, and it was a pleasure dealing with him. It was so much easier than shopping around myself—he handled all the hard work.
Home lending changes constantly—rates, policies, and lender offers. Let’s talk and find the right solution for your home loan, refinance, or business finance needs. I can also keep you informed about market specials and lender offers as they become available.
By contacting us, you agree to receive communications by email about your enquiry and relevant market updates. You can opt out at any time.
Rao Vutukoor
Director – SV Mortgage & Finance
MBA, Swinburne University of Technology, Melbourne and Diploma of Mortgage and Finance Broking Management, Institute of Strategic Management, Sydney